Your Eligibility is
#1. आप कैसा लोन लेना चाहते हैं?
#2. क्या आप इनकम टेक्स रिटर्न्स भरते हैं ?
#3. आप कितनी समय तक लोन पूरा करना चाहते हैं ?
#4. क्या आपने पहले से कोई लोन ले रखा है ?
#5. क्या आप आपके CIBIL score के बारे में जानते हैं ?
If you are financially struggling in this corona era you may apply from best banks and financial companies which provides Personal loans for you. Personal Loan can be trouble some for you if you choose the wrong bank. Lets start the thread which covers how bank may get you in trouble after you take persona loan from them.
What is Personal Loan ?
A Personal loan for you is a credit facility in which any banks or private company takes your application first and checks your id and financial behavior. After that it checks your remuneration type and then if it finds that you are a suitable person to get approval then it gives you that amount. You have to pay back via emi with an interest rate.
Usually personal loan is used for
- Home Repair or house renovation
- To Buy costly House hold Items
- In order to travel in the vacations
- To clear other debts
- some other financial issue occurs like job or business loss.
- to buy old or second hand vehicles
- to buy Property
How to apply |For Personal Loan ?
You may visit any bank (either Private or National bank) or any other financial company which provides personal loan. There you can tell the exact requirement and then the banks takes your application and gives you approval after their workout on your profile.
They may or may not approve your loan.
What Documents are required for Personal Loan ?
For the personal loan your have to submit your document for KYC purpose. Now a days bio-metric verification is in trends and your verification can be done one very less seconds.
Which bank is best in providing personal loan?
You might prefer banks which gives you minimum interest rate and do approve some genuine profiles you must ask your fellow friends and colleague which has already taken personal loan earlier. From our experience we can only suggest you to consider these Nationalized Bank in india (Government Banks of India)
|Andhra Bank||Bank of Maharashtra|
|Allahabad Bank||Canara Bank|
|Bank of Baroda||Central Bank of India|
|Bank of India||Corporation Bank 1980|
|Syndicate Bank||Dena Bank|
|UCO Bank||Indian Bank|
|Union Bank of India||Indian Overseas Bank|
|United Bank of India||Oriental Bank of Commerce|
|Vijaya Bank||Punjab National Bank|